If you are unable to work due to Injury or Sickness, how will you replace your lost income? A Disability Income policy provides money to replace your lost earned income when you are disabled or sick and unable to work.
Disability Income policies are not designed to replace 100% of your income. In most cases the policy will be designed to replace 45 – 65% of your lost income (http://www.nahu.org/consumer/diinsuranceguide.cfm). Not all Disability Income policies are the same and purchasing your coverage from a company with a strong financial rating is critical.
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